For First-Time Buyers
Your First Home Starts Here
Buying your first home doesn't have to be overwhelming. We've guided hundreds of first-time buyers through the process — and we'll guide you too.
Step by Step
The Home Buying Process
We break down the entire journey into clear, manageable steps — so you always know exactly what's happening and what comes next.
Get Pre-Approved
Before you start looking, get pre-approved with a lender. This tells you exactly how much house you can afford and shows sellers you're serious. We can connect you with trusted local lenders who specialize in first-time buyer programs.
Define Your Wish List
Location, size, style, must-haves, deal-breakers — we'll help you get crystal clear on what you're looking for so we can search efficiently and find the right match fast.
Tour Homes
This is the fun part. We'll set up showings based on your criteria, walk you through each property, and give you honest, informed opinions. Virtual tours available for out-of-town buyers.
Make an Offer
When you find the one, we craft a competitive offer based on market data, comparable sales, and strategic positioning. Our negotiation skills give you the edge.
Inspections & Appraisal
We coordinate home inspection, appraisal, and any specialized inspections. If issues arise, we negotiate repairs or credits on your behalf.
Close & Get Your Keys
Our transaction team handles the paperwork, coordinates with your lender and title company, and makes sure everything is ready for a smooth closing day. Then — you're home.
Common Questions
First-Time Buyer FAQ
How much do I need for a down payment?
Many first-time buyers qualify for programs with as little as 3-3.5% down. FHA, USDA, and VA loans offer low or zero down payment options. We'll connect you with lenders who specialize in these programs.
How long does the buying process take?
From pre-approval to closing, the typical timeline is 30-60 days. Finding the right home can take anywhere from a few days to a few months depending on the market and your criteria.
Do I need perfect credit to buy a home?
No. While better credit gets better rates, FHA loans accept scores as low as 580. We work with lenders who help buyers at all credit levels.
How much does it cost to use a buyer's agent?
In most transactions, the seller pays the buyer's agent commission. Our guidance, expertise, and negotiation come at no direct cost to you.
What's the difference between pre-qualified and pre-approved?
Pre-qualification is an estimate. Pre-approval means a lender has verified your finances and you have a commitment letter — which is much stronger when making offers.
Ready to Start?
Let's Find Your First Home
No pressure, no jargon, no stress. Just honest guidance from a team that's helped hundreds of first-time buyers get the keys.